What are the personal advantages of applying online for a personal loan?
Will I be accepted for a loan?
What is the minimum loan limit offered?
What is the response time for a loan?
Can I apply to different lenders at the same time?
My loan got rejected even though I have a decent salary?
Why has my loan been denied?
- You don’t meet the lender's eligibility criteria.
- Too many existing loans or credit agreements.
- Incorrect information on your loan application.
- A poor credit history.
- Not having a steady source of income.
Do I need to produce any collateral or security?
Is my information safe with Cardloans?
What should I do if my loan applications are rejected?
If your loan application was declined, do not worry, you can change a few things to increase the odds in the future to prevent your loan application from being rejected. There are some actions you can take that generally have an immediate positive effect and increase your chances for being approved for the loan.
-
Pay your debts: if you have several debts try to settle them or, at least, make a large down payment.
-
Increase your income: Earning more is not as easy as it sounds, but when you’re trying to increase your odds of getting a loan worth it.
-
Build credit: Borrowing will be easier in the future if you start to build a strong credit history. That means you’ll need to pay your debts and repay loans on time, this is how your credit will gradually improve.
-
Keep in mind that lenders may change their policies to make them more accessible, making it easier for you to get your loan approved.
How can I get a loan without being rejected?
Some lenders may offer you a loan without any chances of being rejected, in this case you may use a collateral, such as a car, home, jewelry. That collateral can make the lender more comfortable since it protects them in case you fail to repay the loan in full. This kind of loan may be available in a few countries. If you saw this option on the list of lenders that means that loan with collateral may be available in your country.
Information about lenders
- Address: Tartu Street 84a, Tallinn, 10112, EE
- Email: info@cashspace.ph
- Term: From 91 to 180 days
- Age: 20 - 65
- APR: 36%
- Address: 601 Summit One Office Tower, 530 Shaw Boulevard, Barangay Highway Hills, Mandaluyong City
- Phone: (02) 322-1000
- Email: help@olp.ph
- Term: From 91 to 180 days
- Age: 22 - 60
- APR: 145%
- Email: info@finapps.com
- Term: From 91 to 180 days
- Age: From 20 years old
- APR: 145%
- Address: Letonia, Riga, Krisjana Valdemara calle, 33 – 7, LV-1010
- Phone: +44 (131) 608-05-01
- Email: support@mazilla.ph
- Term: From 91 to 180 days
- Age: From 18 years old
- APR: 365%
- Address: Latvia, Saldus, Liela iela 9, LV-3801
- Email: info@credify.ph
- Term: From 91 to 180 days
- Age: From 18 years old
- APR: 143%
- Email: info@finloo.business
- Term: From 91 to 180 days
- Age: From 18 years old
- APR: 143%
- Address: Level 10-1 One Global Place 25th Street Cor. 5th Avenue, Fort Bonifacio, Taguig City
- Phone: +63 939 919-5727
- Email: hr@cash-express.ph; payments@cash-express.ph
- Term: From 91 to 180 days
- Age: 18 - 65 years old
- APR: 73%
- Email: info@soscredit.ph
- Term: From 91 to 180 days
- Age: From 20 years old
- APR: 143%
- Email: Lonaonline@perloan.ph
- Term: From 91 to 180 days
- Age: From 20 years old
- APR: 427%
- Address: 18A Trafalgar Plaza, 105 H.V. Dela Costa Street, Salcedo Village Makati City, the Philippines
- Email: support@kviku.ph
- Term: From 91 to 180 days
- Age: 18 – 65 years old
- APR: 143%
- Address: Unit 1701 Tycoon bldg Pearl Drive st. Brgy San Antonio Ortigas Center Pasig City, ph 1800.
- Phone: 09171001747
- Email: support@moneycat.ph
- Term: From 91 to 180 days
- Age: 25 - 70 years old
- APR: 145%
- Address: Registered in the Republic of Estonia with business number 16372962
- Term: From 91 to 180 days
- Age: From 20 years old
- APR: 427%
- Address: Tartu Street 84a, Tallinn, 10112, EE
- Email: complaints@crezu.net
- Term: From 91 to 180 days
- Age: 18 - 70 years old
- APR: 36%
- Address: Units P107003R, P107007R, P107008R, Level 7 Cyberpark Tower1, 60 Gen. Aguinaldo Ave., Cubao, Quezon City, Philippines 1109
- Phone: (02) 8876-84-84
- Email: dpo@digido.ph
- Term: From 91 to 180 days
- Age: 21-70
- APR: 143%
- Address: Unit 1405 Philippine Stock Exchange Tektite San Antonio, Pasig
- Phone: 969 047 1419
- Email: info@finbro.ph
- Term: From 91 to 180 days
- Age: 20 - 65 years old
- APR: 68.4%
- Address: Unit 204 Pacific Center Condominium, 33 San Miguel Ave, Brgy. San Antonio, Pasig
- Email: support@pesoredee.ph
- Term: 91-180 days
- Age: 21 to 70
- APR: 365%
- Address: 18A Trafalgar Plaza, 105 H.V. Dela Costa Street, Salcedo Village Makati City, the Philippines
- Email: support@kviku.ph
- Term: 91-180 days
- Age: 21 to 70
- APR: 360%
- Address: Unit 1405 Philippine Stock Exchange Tektite San Antonio, Pasig
- Email: info@finbro.ph
- Term: 91-180 days
- Age: 21 to 70
- APR: 365%
- Address: Unit 1606-1607 11th Drive Cor. 9th Avenue, Bonifacio Global City, Taguig City
- Phone: 063-917-706-9834
- Email: support@vamo.ph
- Term: 91-365 days
- Age: 20-65
- APR: 365%
- Address: Avida CityFlex, 7th Ave. corner Lane T, Bonifacio Global City Taguig City, Philippines
- Phone: (632) 7902 73 90
- Email: customersupport@cash-express.ph
- Term: 91-365 days
- Age: 21 up to 70
- APR: 145%
- Address: registered in the Republic of Latvia with business number 4360308540
- Email: support@loanonline.ph
- Term: 91-365 days
- Age: 20 up to 55
- APR: 180%
- Address: Tartu Street 84a, Tallinn, 10112, EE
- Email: compliance@crezu.net
- Term: 91-365 days
- Age: 18 up to 70
- APR: 36%
- Address: Unit 1701 Tycoon bldg Pearl Drive st. Brgy San Antonio Ortigas Center Pasig City, ph 1800
- Phone: 09172092204
- Email: support@moneycat.ph
- Term: 91-365 days
- Age: 22 up to 75
- APR: 145%
- Address: UNIT 2/C, Murphy Center, 187 Bonny Serrano Road, Socorro, QUEZON CITY SECOND DISTRICT, NCR, Philippines 1109
- Phone: (02) 8876-84-84
- Email: support@kviku.ph
- Term: 91-180 days
- Age: 21-70
- APR: 145%
- Address: Philippines
- Phone: +44 (131) 608-05-01
- Email: support@mazilla.ph
- Term: 91-365 days
- Age: 20 up to 70
- APR: 143%
- Address: Saldus, Liela iela 9, LV-3801.
- Phone: 09662558152
- Email: info@credify.ph
- Term: 91-365 days
- Age: 20 up to 70
- APR: 145%